Todd Hart

As the summer season kicks off in June, it's important to make sure your insurance coverage is up to date before you hit the road for your next adventure. We can help protect all your summer toys, including boats, motorcycles, side-by-sides, e-bikes, campers, and more!

Let's be sure your insurance coverage is keeping up with your changing life and you are protected against any unexpected surprises. Call us today to schedule your insurance review and live with confidence in your financial future!

I’ve always been passionate about helping people, and I’m lucky to have a job that lets me do that every day. As a State Farm agent, I work hard to help people find the right coverage to protect the people and things they love. Primarily, my office serves Grand Traverse, Leelanau and Benzie Counties. We’re conveniently located near the Elmwood Township marina on West Bay. It's easy to park and access my office.

I’ve been part of the State Farm family since 1989, spending the first decade of my career traveling to catastrophe sites and helping customers deal with the aftermath. In November 2001, I put away my suitcase and opened my State Farm agency in Traverse City, and it’s been my family’s home ever since.

It’s important to me that everyone who visits my office feels at home. My friendly and experienced team are here to answer any of your insurance questions. We seek to inspire confidence by simplifying the complicated and making sure folks really understand their policy options. We pride ourselves on excellent service, which is why so many of my customers have chosen to stay with us for many years. Of course, I’m always glad to build new relationships, too!

On a personal note, I’ve lived in Traverse City since March of 2000 – the longest I’ve lived anywhere – so I know and love this area. It’s where my four children were raised and where they still call home. It’s a privilege to serve my neighbors in this wonderful community. Outside the office, you’ll either find me cheering sports, perfecting my carpentry skills, or out hunting and fishing, depending on the season.

If you’re searching for insurance coverage to give you confidence on the road ahead, then let’s talk. My office can help you with auto insurance, home insurance, renters insurance, business insurance, life insurance, health insurance and pet insurance.

Give us a call today or stop by the office for a free quote.